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(one) A nonmetropolitan middle-profits census tract is selected as distressed if it is in a very county that meets one or more of the subsequent conditions:

질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!

(one) For banking companies that retain a website, all information necessary for the financial institution's general public file beneath this section need to be taken care of over the financial institution's website.

The Board may perhaps approve a system just after looking at the criteria in paragraph (h)(3) of the segment and when it determines the lender has presented satisfactory justification with the prepare and each aspect of the approach as necessary in paragraph (d) of this portion.

For each major merchandise line, a Geographic Group Benchmark, calculated pursuant to paragraph III.c of appendix A to this section for facility-based evaluation spots and retail lending assessment areas, and paragraph III.e of appendix A to this aspect for out of doors retail lending areas.

(B) The efficiency of your bank's programs for offering retail banking services and The provision and responsiveness of your lender's retail banking merchandise, pursuant to § 228.23, as relevant;

A lender must delineate a number of facility-based evaluation spots in just which the Board evaluates the financial institution's file of helping to fulfill the credit rating demands of its total Local community pursuant on the general performance assessments and strategic system described in § 228.21.

Matter to your geographic prerequisites in paragraph (b) of the part, a large bank must delineate, for a selected calendar calendar year, a retail lending evaluation spot in almost any MSA or from the nonmetropolitan space of any State in which it originated:

) of this area, The proportion of responsive deposit accounts when compared to overall deposit accounts for each year from the evaluation interval.

For every of the massive bank's facility-dependent evaluation areas, and as relevant, its retail lending assessment areas, the Board publishes on the Board's Site:

) The volume of checking and price savings accounts opened digitally and thru other shipping and delivery systems by census tract cash flow level for every calendar yr; and

For auto loans, the Board compares a lender's geographic and borrower distributions for the relevant Group benchmarks, as supplied in paragraph (f) of the section and segment VI of appendix A to this aspect.

The Board evaluates a 228 loan restricted reason lender's community advancement financing general performance in the nationwide location, pursuant to § 228.19, and assigns a conclusion to the institution determined by the Board's thought of the next two parts: